by Dave Gowers

In an earlier article, I described the various horizontal forming systems generally available for concrete floor and roof systems. They were presented as two distinct systems. The foam-based systems typically require temporary shoring and consequent reshoring for multi-level applications. They, however, offer immediate insulation. By contrast, steel joist and pandeck systems are free spanning and require no temporary shoring. However, the downside is that insulation, where needed, especially in a roof application, must be installed as a separate activity.

Both systems have the capability of being designed for longer clear spans than would be economically possible with wood-based systems. While concrete floors and roofs have tremendous benefits over wood-based systems, those that are shoring-dependent are often discounted as being beyond the experience and comfort level of the general contractor.
Temporary shoring needs to be designed by an experienced temporary shoring engineer, and this can also be an impediment for many projects.

So what if both systems could be combined, utilizing the shoring-free features of a clear-span steel joist system, with the inherent insulation capabilities of a foam-based system?

Super Floor, of Batavia, Ohio, has done exactly that. In speaking with Nick Ruebel, the owner, he explained his vision for an insulated, free-spanning floor/roof system, one that was sadly lacking in the ICF industry. By modifying his already successful Super Floor system, he was able to combine SuperFloor with the Quad-deck/Insuldeck system, thus resulting in an insulated, free-spanning system.

The elimination of temporary shoring is extremely beneficial to the project cost. Even if the shoring equipment is owned and has been amortized over several projects, the labor cost of handling, installation, and removal can be significant, as is the transportation of equipment between the project and the contractor’s storage yard, and the ongoing maintenance the equipment will require. In many cases, however, the shoring equipment is not owned, but rented for the project duration. Typically, this adds substantial additional shipping costs, and return shortages and damages WILL be charged to the project by the renting company.

Elimination of temporary shoring has another benefit, especially on multi-story projects. The following trades can proceed sooner on the structurally complete lower floors with no impediments to work around, as would be the case if shoring and reshoring were still in place.

Free-spanning concrete floors allow for wide, unobstructed interior spaces. When combined with insulation, this flexibility does not come at the expense of thermal or acoustic performance. Future interior layouts can be modified over time without structural compromise, making the building adaptable to changing needs — whether residential, commercial, or mixed-use. Walls can be moved, removed, or added with minimal impact, extending the functional lifespan of the structure and protecting the owner’s investment.

An insulated concrete floor system works synergistically with ICF walls to create a continuous thermal envelope. This eliminates common weak points found in conventional floor assemblies, such as rim joists, cantilevered floors, and exposed slab edges. The concrete floor adds thermal mass, which stabilizes indoor temperatures by absorbing and slowly releasing heat. When insulation is properly placed below or within the floor system, heat loss to the ground or between levels is dramatically reduced. The result is:

  • Lower heating and cooling loads
  • More stable indoor temperatures
  • Reduced HVAC system size and operating costs

This combination is particularly effective in passive-house and net-zero-ready designs.

Concrete floors naturally outperform wood and steel systems in sound attenuation.
When insulation is incorporated into the floor assembly, both airborne noise (voices, music) and impact noise (footsteps, equipment) are significantly reduced.

In multi-story ICF buildings, this results in exceptional acoustic comfort between floors — an important benefit for multi-family housing, offices, schools, and high-end residential construction. The system exceeds typical building code requirements without the need for added soundproofing layers.

Concrete floors are non-combustible and provide inherent fire separation between stories. When combined with ICF walls, the building achieves a high level of fire resistance with minimal additional treatments.

This integrated system slows fire spread, protects structural integrity during fire events, and provides valuable evacuation time. For commercial and multi-unit buildings, this can simplify code compliance while reducing reliance on fireproofing products that require maintenance over time.

Traditional floor systems often introduce thermal bridges at connections between floors and exterior walls. These bridges lead to heat loss, condensation, mold risk, and long-term material degradation. A properly detailed insulated concrete floor system tied into ICF walls eliminates these weak points. Continuous insulation and airtight construction prevent moisture migration and condensation, improving indoor air quality and long-term durability.

Free-spanning concrete floors offer excellent stiffness and mass, resulting in minimal deflection and vibration. This is especially noticeable in open-plan designs or long-span applications where wood or steel floors can feel bouncy or unstable. The added mass improves occupant comfort and makes the building feel solid and permanent — an often underestimated but highly valued quality in premium construction.

Concrete floors do not rot, warp, or suffer from insect damage. When insulation is integrated into the floor system, it is protected from mechanical damage and environmental exposure. The combined system requires little maintenance over its lifespan and resists degradation from moisture, temperature fluctuations, and wear. Over decades, this durability significantly lowers lifecycle costs compared to wood-framed floor assemblies.

Insulated concrete floors are ideal for radiant heating systems. The concrete acts as a heat reservoir, delivering even, comfortable warmth throughout the space while operating at lower water temperatures. When used in an ICF building, radiant floors operate at peak efficiency due to reduced heat loss through walls and floors. This pairing supports low-energy heating strategies and integrates seamlessly with heat pumps and renewable energy systems.

Free-spanning concrete floor systems can be installed quickly; when combined with ICF walls, the building envelope can be closed in rapidly, reducing weather exposure and construction delays. Fewer trades are required, sequencing is simplified, and overall construction risk is reduced — an important advantage in complex or remote projects.

In conclusion, combining a free-spanning concrete floor system with an insulated concrete floor system creates a building that is stronger, quieter, more energy-efficient, and more adaptable than wood-framed flooring alternatives. The integration enhances structural continuity, eliminates thermal and acoustic weak points, and delivers exceptional long-term performance. This approach is about more than just building to code. It is about building for durability, comfort, resilience, and future adaptability. For projects where performance and longevity matter, this combined system represents one of the most advanced and reliable floor construction strategies available today.

Dave Gowers

After graduating from UK’s London University in 1969, Dave Gowers acquired extensive experience in concrete construction through a diversity of commercial, residential, and industrial projects, up to $1 billion in value, and in several countries. He is well-versed in concrete formwork and shoring systems, and over the past 20 years has produced structural design solutions for over 200 ICF projects, both residential and commercial. Dave resides in Southern Oregon with his wife and business partner, Jennifer. Dave holds a PE license in 15 states/territories, is the principal of Dave Gowers Engineering LLC, and is the co-principal of Cascade ICF LLC. His website is www.dgengineering.com and he may be reached at
541-660-9661 or dave@dgengineering.com.